EV-specific financing, integrated with the platform you already track inventory on.
DPanda gives EV dealers a dedicated lending engine — backed by DPanda's NBFC and fintech lender network — integrated directly with your vehicle tracking platform. No separate system for financing and asset monitoring, no in-house credit team required.
A generic retail EMI flow doesn't fit an EV purchase.
Higher ticket size, different underwriting signal, and an asset that's actively tracked after the sale — EV financing has its own shape, and bolting it onto a standard retail lending flow leaves approvals and asset visibility on the table.
Higher-ticket underwriting
EV purchases sit well above typical retail ticket sizes — lenders weigh battery life and resale value differently than they would a standard consumer good.
One system, not two
Financing status and vehicle tracking usually live in separate tools. DPanda integrates directly with your existing tracking platform so both run from one place.
A growing category
EV is the fastest-growing segment on DPanda's rail today — dealers entering now plug into lending infrastructure built for where the category is headed, not where it started.
Funding your dealer's lending? Make sure it only finances your vehicles.
A common pattern: an EV distributor backs a dealer's lending capacity with its own FLDG — but without enforcement, that same credit line can finance any brand the dealer sells, not just yours. LOS integrates with the dealer's inventory and billing system so every loan it underwrites is checked against what's actually being sold.
From application to a tracked, financed asset.
Connect your tracking platform
DPanda integrates with the vehicle tracking/telematics system you already use.
Customer applies at point of sale
EV-specific application flow, not a generic retail EMI form.
Routed across 8+ lenders
Application evaluated in real time against DPanda's NBFC and bank network.
Approval & disbursal
Funds disbursed, loan and asset linked in one record.
Financing + tracking, one dashboard
Repayment status and vehicle telemetry visible together, for the life of the loan.
What EV dealers usually ask before going live.
Why does an EV dealer need a different financing product than a regular retailer?
EV purchases are higher-ticket than most retail goods and lenders evaluate them differently — battery life, resale value and telematics data all factor into underwriting in ways a standard retail EMI product doesn't account for. A dealer-specific product means faster approvals instead of forcing an EV purchase through a generic retail lending flow.
Can this integrate with the tracking or telematics platform we already use?
Yes — DPanda's EV lending engine is built to integrate directly with your existing vehicle tracking platform, so loan status, asset location and repayment data live in one place instead of two disconnected systems.
Does the dealer need its own NBFC licence to offer EMI on EVs?
No. The dealer plugs into DPanda's existing NBFC and bank lender network, the same infrastructure backing DPanda's broader Loan Origination System, instead of becoming a regulated lender itself.
Is this only for two-wheeler EVs, or does it cover other EV categories too?
The lending and tracking-integration approach applies across EV categories — two-wheelers, three-wheelers and light commercial EVs all carry the same underlying financing and asset-monitoring problem.
Built on the same lending rail as every other retailer.
EV dealer financing runs on the same underwriting and lender network as DPanda's broader Loan Origination System — a fast-growing category on proven infrastructure.
Tell us about your dealership.
Which tracking platform you use, your monthly EV volume, and what financing looks like today — we'll scope the right integration.