One rail, five revenue lines, growing fast.
DPanda connects brands, publishers, retailers and lenders on a single commerce-and-credit rail across India. Every number below is current traction, not a projection.
Real volume, across both sides of the rail.
Distribution and lending aren't two separate bets — they compound off the same brand and retailer base.
₹100Cr+ in loans, 9 months
Distributed across the retailer lending network and growing — not a one-time pilot number, an active and accelerating run rate.
14 lenders onboard
NBFCs and banks signed as lending partners company-wide, growing — the live product routes each application across 8+ of these in real time today, with more being activated as volume scales.
100,000+ SKUs on ONDC
Listed and live as a registered Seller Network Participant — direct accountability for catalogue and fulfilment, not a reseller layer on someone else's registration.
Electric vehicles are outgrowing every other category on the rail.
EV dealers carry the same financing problem retailers have always had — high-ticket purchases, thin underwriting data, customers who need EMI to convert — at a moment when the category itself is compounding. DPanda is building a dedicated lending and tracking-platform integration specifically for EV dealers, not retrofitting a generic retail product onto a different vehicle category.
Operators who've shipped this before.
DPanda is led by a team with hands-on experience scaling commerce and fintech infrastructure at Google, Amazon and Shiprocket.
Leads all technical architecture across EMI checkout, lender integrations, logistics and the LOS lending engine — previously at Google, Amazon and as CTO of Shiprocket.
Backed by
Five businesses, one underlying problem.
Brands, publishers, retailers, lenders and EV dealers all face the same two constraints: customer acquisition is expensive, and a meaningful share of demand never converts because financing isn't available at the point of sale. DPanda's rail attacks both sides of that problem at once, and each new participant — a brand, a lender, a retailer — makes every other side of the network stronger.
More lenders → higher approval rates
Each of the 14 lenders onboard increases the odds a given retailer's customer gets approved — a structural advantage that compounds with scale, not a one-time integration.
More SKUs → more distribution leverage
100,000+ SKUs on ONDC gives DPanda real negotiating weight with banking-app and buyer-app partners that a smaller catalog wouldn't.
New categories → new TAM
EV is the clearest example: the same lending and distribution rail extends into a fast-growing category with its own financing problem, without rebuilding the underlying infrastructure.
Talk to the founders.
For deck requests, data room access, or a conversation about where DPanda is headed next.